Terms of Service

1 About BESTTA Capital

BESTTA Capital is part of the BESTTA Group, an Australian financial services business covering private lending, equity partnerships, venture capital, mortgage management and finance broking.

Business details:

• Business Name: BESTTA Capital
• ABN: 21 628 630 438
• Address: Suite 18, 223 Calam Road, Sunnybank Hills, QLD 4109, Australia
• Email: [email protected]

References to BESTTA Capital, "we", "our" or "us" in these Terms refer to the business responsible for operating this website.

2 Acceptance of Terms

By accessing or using this website, you agree to comply with these Terms of Service to the extent applicable and enforceable under Australian law.

If you do not agree with these Terms, please discontinue use of the website.

Additional terms may apply if you subsequently enter into a separate financial services agreement or finance arrangement.

3 Website Information

Information published on this website is intended to provide a general overview of BESTTA Capital and its services.

While we aim to keep website information accurate and current, information may change and may not address your individual circumstances.

You should obtain appropriate independent professional advice before making significant financial, legal, taxation or investment decisions.

4 Financial Services and Enquiries

BESTTA Capital may receive enquiries relating to financial services and funding solutions, including:

• Residential finance
• Commercial finance
• Asset finance
• Business and property-related funding
• Other finance enquiries within our services

Submitting an enquiry does not establish an entitlement to finance or create an obligation for BESTTA Capital or any lender to provide funding.

The availability and suitability of any product or service depend on the circumstances of the applicant and the relevant provider.

5 No Guarantee of Loan Approval

Any finance application may be subject to assessment, identity verification, credit checks where permitted, supporting documentation, security requirements and lending criteria.

We do not guarantee:

• Approval of any finance application
• Availability of a particular loan product
• A specific interest rate or loan amount
• A particular settlement date
• Acceptance by any lender or funding partner

Any approved finance arrangement will be governed by the relevant finance documents and applicable law.

6 Information Submitted by Users

When submitting an enquiry or providing information through our website, you agree to provide information that is accurate to the best of your knowledge.

You should not knowingly submit false, misleading or unauthorised information.

If you provide information about another person, you are responsible for ensuring you have an appropriate basis or authority to do so.

We may request additional information to clarify or assess an enquiry.

7 Fees, Charges and Finance Terms

Fees, charges, interest rates and other costs associated with finance products may vary depending on the provider, product and applicant circumstances.

Where applicable, relevant fees, commissions and other financial arrangements will be disclosed in accordance with legal and regulatory requirements.

Website information does not replace the terms contained in any formal loan contract, credit disclosure or finance agreement.

8 Privacy and Personal Information

Personal information submitted through this website will be handled in accordance with our Privacy Policy and applicable Australian law.

Our Privacy Policy explains how we collect, use, disclose, store and manage personal information.

Please refer to the Privacy Policy page on this website for further information.

9 Intellectual Property

Unless otherwise stated, the website's original content, branding, graphics, design and other materials are owned by or licensed to BESTTA Capital.

You may access and use website content for personal or legitimate business information purposes.

You must not reproduce, distribute, modify or commercially exploit protected website materials without appropriate permission, except as permitted by law.

10 Acceptable Website Use

You agree not to misuse this website. Prohibited activities include:

• Attempting unauthorised access to website systems or data
• Introducing malicious code, viruses or harmful software
• Interfering with website functionality or security
• Submitting fraudulent or intentionally misleading enquiries
• Using the website for unlawful activities

We may take reasonable action to protect the security and integrity of our website.

11 Third-Party Websites and Services

Our website may contain links to third-party websites, lenders or service providers.

These third parties may have their own terms, privacy policies and business practices.

Unless expressly stated, the inclusion of a link does not mean that BESTTA Capital controls or endorses all content on the linked website.

We encourage users to review relevant third-party terms before providing information or using their services.

12 Website Availability

We aim to maintain a functional and accessible website.

However, website access may occasionally be interrupted due to maintenance, technical issues or circumstances beyond our reasonable control.

We may update, modify or discontinue website features from time to time.

13 Liability and Consumer Rights

To the extent permitted by law, BESTTA Capital is not responsible for losses arising solely from reliance on general website information that is not appropriate to your circumstances.

Nothing in these Terms excludes, restricts or modifies any rights, guarantees, remedies or liabilities that cannot lawfully be excluded under the Australian Consumer Law or other applicable legislation.

Any limitations of liability are subject to applicable Australian law.

14 Complaints and Disputes

If you have a complaint about our website or services, please contact us using the details provided below.

We will consider complaints in accordance with our applicable internal procedures and legal obligations.

Where applicable, information about relevant external dispute resolution options will be made available through the appropriate complaints process or regulatory disclosures.

15 Governing Law

These Terms are governed by the laws applicable in Queensland, Australia, subject to any mandatory laws that apply.

Any dispute relating to website use will be addressed in accordance with applicable legal requirements.

16 Changes to These Terms

We may update these Terms of Service from time to time to reflect changes to website functionality, services or applicable law.

The updated version will be published on this website with its effective date.

Changes will not override the terms of any separate existing finance agreement.

17 Contact Us

For questions about these Terms of Service or use of our website, please contact BESTTA Capital.